You are seeing the commercials and internet ads about it, but yet you might wonder before enrolling: How Does LifeLock work?

The services that LifeLock provides are in place to provide the most protection possible against having someone else take your social security number and use it to apply for new credit at your expense. Here is how LifeLock works:

-Fraud alerts can be placed on your credit reports. This process can be done by you for free, however, if you become a victim of identity theft while a member of LifeLock because of a failure in the service, they will help you fix it, up to $1 million (Restrictions apply. See LifeLock.com for details). So why not let them take care of it for you and get it right the first time. Once you have enrolled, future fraud alerts can be renewed regularly so that you are always protected;

-A request is submitted to have your name removed from pre-approved credit card and insurance lists. Pre-approved credit card offers are a large part of the problem when it comes to identity theft because they provide your personal information and can be easily stolen from your mailbox and you will never miss what you did not know was coming to you in the first place;

-You will automatically receive a free credit report every year that you can examine for any suspicious activity. Again, you can do this for free or let LifeLock make it convenient for you so you won’t need to remember to get one every year;

-A service unique to LifeLock is WalletLock which protects you if your wallet is ever lost or stolen. A specialist can help you cancel credit cards and replace important documents. This service is included in your membership so there is no additional cost;

-Another unique service is eRecon which checks known criminal websites to see if your personal information is found and alerts you if it is;

-TrueAddress is LifeLock’s service that detects and alerts you of any new activity involving any new address that is associated with your name on national address databases.

-No one is 100% protected from identity theft. Therefore, LifeLock offers an array of services to help you protect your good name if any and all of the above don’t work.

Becoming a member is the best way to see how well LifeLock works for over 1 million members.

This entry was posted on Wednesday, April 1st, 2009 at 12:56 pm and is filed under LifeLock. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.